Own your business?
Own your building.

Take advantage of a long-term, fixed-rate, low down payment commercial real estate loan today.

Advantage CDC is a private not-for-profit corporation licensed and certified by the U.S. Small Business Administration (SBA) to provide low-cost, long-term SBA loans to assist eligible small businesses in California.

Today’s market rates

Fully Amortized Fixed Rates as of April 2025

Current SBA 504 Rates

25-Year

6.43%

20-Year

6.45%

10-Year

6.33%

Current SBA 504 Refinance Rates

25-Year

6.46%

6.48%

20-Year

10-Year

6.37%

Estimate your payments with our Payment Calculator