Own your business?
Own your building.

Take advantage of a long-term, fixed-rate, low down payment commercial real estate loan today.

Advantage CDC is a private not-for-profit corporation licensed and certified by the U.S. Small Business Administration (SBA) to provide low-cost, long-term SBA loans to assist eligible small businesses in California.

Today’s market rates

Fully Amortized Fixed Rates as of November 2024

Current SBA 504 Rates

25-Year

6.28%

20-Year

6.35%

10-Year

6.45%

Current SBA 504 Refinance Rates

25-Year

6.31%

6.38%

20-Year

10-Year

6.49%

Estimate your payments with our Payment Calculator