Many successful companies have used SBA loans in order to obtain more favorable financing terms than were otherwise available. Many of today's biggest names – such as Apple Computer, Callaway Golf, Federal Express and Nike – were assisted in their early years by programs of the Small Business Administration.

The SBA loan guarantee programs are among the most widely used tools in business financing today. Once perceived as a federal bureaucracy catering only to the economically disadvantaged, today's

SBA programs actually enable many successful small and medium sized businesses to grow by borrowing on more favorable terms than they could obtain on their own.

Facts & Myths about SBA Loans
Applicants frequently have misconceptions about using government programs to help their businesses. The true facts about SBA guaranteed lending are set forth below.

Myths

Facts

"SBA's mission is to help small businesses grow and prosper"